Overview
Our Client is a leading Bank of Nigeria providing banking, finance, securities and insurance services to their end customers.
Business Need
Client wanted to build end to end Student Loan Management solution.
Client Situation
Since bank management needed to eliminate use of paper by January 1 2017 Retail Banking Directorate had requested for a loan management system that will facilitate straight forward process of loan requests through online solution.
It covered following primary requirements –
- Loan EMI Calculator
- Loan applicants account management
- Fill and Submit different type of Loan Forms
- Manage Loan history with Application status
Technologies
- PHP
- CodeIgniter
- Oracle
- jQuery
- HTML5 / CSS3
Recommended Solution
Our software development team with BFSI domain expertise fulfilled and exceeded client’s expectation with major deliverables like –
- Loan EMI Calculator with facility to calculate min and max loan amount.
- Local applicants can Sign-in to Diamond Online using OTP or Token and manage account.
- Provided facility to fill large form with auto save for submission at later stage.
- Auto fill option allows user to fill user profile detail for quick submission.
- Easy access to review Loan application status and history.
- Integrated 3rd party Banking APIs & Kastle APIs LOVs to provide Data Security & integrity.
- Allows administrator team to review historical data from control panel.
Result
Bank successfully achieved their goal of paper less loan application and processing system in place. Kastle API integration helped to store data into central bank repository. Student loan calculator helped customers to calculate loan and EMI amounts for specified loan duration.